Our staff consists of dedicated professionals who want to help the average person buy into the American dream of homeownership.

Robert has been the Executive Director for SWNHS since March of 2000. Robert brings over 25 years of experience in Real Estate Development and General Construction. He was licensed as a Realtor in 1979 and as a General Contractor in 1983.

He was born and raised in Taos, New Mexico, which he still calls home. After high school Robert served in the US Army from 1967 to 1970. Robert was honorably discharged in 1970 and enrolled at the University of New Mexico. He joined the New Mexico National Guard 111th Artillery Battalion until the 1980’s. The desire to serve our community residents is shown by his dedication to his job and to improve the quality of life for the families served by SWNHS.

Sandy has been in the mortgage industry since 1996. She has analyzed mortgage applications including credit reports, employment and banking histories, purchase contracts, appraisals, and title reports to determine the borrowers willingness and ability to repay mortgage loans. Types of mortgages she has worked with consist of purchase, refinance, second mortgages, non conforming and confirming for FHA, VA, Conventional, Freddie Mac and Fannie Mae.

Cristina Monsivais - Loan Officer

Cristina came to SWNHS in September 2004.  Her duties are to analyze mortgage applications, credit reports, employment and banking histories for mortgage loans, determine the borrower’s ability and willingness to repay a mortgage loan, performs marketing and outreach in the community by providing Homebuyer’s Education Classes in Spanish, which she became certified to teach in April 2005.  Cristina also earned a Bachelor’s Degree in Fine Arts with a minor in Business Administration from the University of New Mexico.